Last winter I did a piggy bank challenge and was fairly successful.
So now we're gearing up for Christmas and I'm issuing a new challenge for MYSELF. No extra spending this month. That includes clothes, movies, toys, trinkets, etc. We can buy fuel, pay bills, groceries, and necessary toiletries. That's it.
What I'm hoping is that we will be better prepared for Christmas and feeling less of the crunch if we stick to the bill-paying and stop purchasing things to improve our homes, lives, and so on.
I'll let you know how it goes. ;0)